Customer payment methods with Shopify Payments in the United Kingdom
When you use Shopify Payments in the United Kingdom, you can accept payments with credit and debit cards, accelerated checkouts, local payment methods, and cryptocurrency. Review the available options to determine which customer payment methods to activate for your store. The payment processing rates that you're charged for customer card purchases with Shopify Payments depend on the subscription plan that you have for your Shopify account.
With Shopify Payments, you can manage your payment processing and order management systems directly from your Shopify admin. Shopify Payments protects your customers' data through fraud detection and encryption methods such as 3D Secure.
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Credit and debit cards with Shopify Payments in the United Kingdom
In most countries, when your business is a sole proprietorship you're automatically set up to accept all major payment methods as soon as you create your Shopify store with Shopify Payments activated. Your card rate is based on your store's Shopify subscription plan, and you can change plans whenever you want.
Businesses in the UK can accept card transactions with Visa, Mastercard, American Express, Maestro, Discover, Diners Club, UnionPay debit cards, and UnionPay credit cards.
Businesses in the United Kingdom using Shopify Payments can accept payments online and in person with Shopify POS. To accept payments in person with Shopify POS, you can use either of the following options:
- A Shopify-supported card reader with Shopify Payments
- An external card terminal with a third-party payment processor
When you activate Shopify Payments, credit and debit card payments are automatically activated and no additional setup is required. You can accept payments from the following credit and debit card brands:
- American Express
- Diners Club
- Discover
- Maestro
- Mastercard
- UnionPay credit cards
- UnionPay debit cards
- Visa
Accelerated checkouts with Shopify Payments in the United Kingdom
The following accelerated checkout payment methods are available with Shopify Payments in the United Kingdom:
Local payment methods with Shopify Payments in the United Kingdom
Local payment methods must be activated in the Payments section of your Shopify admin.
Local payment methods are displayed at checkout based on your customer's location, not your store's location. This means that you can accept payments from customers in different countries using their chosen local payment methods.
For example, if your store is located in the United Kingdom, you have iDEAL | Wero activated as a local payment method, and your customer is located in the Netherlands, then iDEAL | Wero is displayed as a payment option at checkout for that customer.
Review the following table to learn more about which payment methods you can activate and which countries your customers must be located in to use these options at checkout.
| Payment method | Customer location |
|---|---|
| Bancontact | Belgium |
| iDEAL | Wero | Netherlands |
| Klarna | Austria, Belgium, Czechia, Denmark, Finland, France, Greece, Germany, Ireland, Italy, Netherlands, Norway, Poland, Portugal, Romania, Spain, Sweden, Switzerland, United Kingdom |
Additional eligibility requirements for specific local payment methods
Some local payment methods have additional eligibility requirements. For example, when using Shopify Payments for the United Kingdom, you must process at least 100 orders with Shopify Payments before you can activate iDEAL | Wero. Learn more about the requirements when offering iDEAL | Wero as a local payment method.
Cryptocurrency with Shopify Payments in the United Kingdom
With Shopify Payments in the United Kingdom, you can accept cryptocurrency payments in USD Coin (USDC). Cryptocurrency payments are subject to regional availability and additional terms of service.