Customer payment methods with Shopify Payments in Portugal

When you use Shopify Payments in Portugal, you can accept payments with credit and debit cards, accelerated checkouts, local payment methods, and cryptocurrency. Review the available options to determine which customer payment methods to activate for your store. The payment processing rates that you're charged for customer card purchases with Shopify Payments depend on the subscription plan that you have for your Shopify account.

Credit and debit cards with Shopify Payments in Portugal

When you activate Shopify Payments, credit and debit card payments are automatically activated and no additional setup is required. You can accept payments from the following credit and debit card brands:

American Express
Maestro
Mastercard
UnionPay
Visa

Accelerated checkouts with Shopify Payments in Portugal

The following accelerated checkout payment methods are available with Shopify Payments in Portugal:

Local payment methods with Shopify Payments in Portugal

Local payment methods display at checkout based on your customer's location, not your store's location. This means that you can accept payments from customers in different countries using their chosen local payment methods.

For example, if your store is located in Portugal, you have iDEAL | Wero activated as a local payment method, and your customer is located in the Netherlands, then iDEAL | Wero displays as a payment option at checkout for that customer.

The following table displays which payment methods you can activate and which countries your customers must be located in to use these options at checkout.

Local payment methods available with Shopify Payments in Portugal.
Payment method	Customer location
Bancontact	Belgium
iDEAL \| Wero	Netherlands
MB WAY	Portugal
Multibanco	Portugal
BLIK	Poland
Przelewy24	Poland
Klarna	Austria, Belgium, Czechia, Denmark, Finland, France, Greece, Germany, Ireland, Italy, Netherlands, Norway, Poland, Portugal, Romania, Spain, Sweden, Switzerland, United Kingdom
MobilePay	Denmark, Finland
Satispay	Italy
TWINT	Switzerland

Additional eligibility requirements for specific local payment methods

Some local payment methods have additional eligibility requirements:

MB WAY: Your customers must be located in Portugal, pay in EUR, and provide the mobile phone number registered with their MB WAY account. Learn more about the requirements for using MB WAY with Shopify Payments.
MobilePay: Your customers must be located in Denmark or Finland and select DKK, EUR, NOK, or SEK. Learn more about the requirements when using MobilePay with Shopify Payments.
TWINT: Your customers must be located in Switzerland and paying in CHF. Learn more about the requirements for using TWINT with Shopify Payments.
iDEAL | Wero: When using Shopify Payments for Portugal, you must process at least 100 orders with Shopify Payments before you can activate iDEAL | Wero. Learn more about the requirements when offering iDEAL | Wero as a local payment method.

Comparing MB WAY and Multibanco local payment methods

MB WAY and Multibanco are separate local payment methods for customers in Portugal. Review the following table to understand the differences between the two payment methods.

Differences between the MB WAY and Multibanco local payment methods for customers in Portugal.
	MB WAY	Multibanco
Customer payment experience	Customers enter the mobile phone number registered with their MB WAY account, and then approve the payment in the MB WAY app or their banking app.	Customers receive entity and reference numbers, and then complete the payment at an ATM with Multibanco capabilities or with their banking app.
Order confirmation	The order is confirmed immediately after the customer approves the payment.	The order's payment status remains as Payment pending until the customer completes the payment, for up to 7 days.
Disputes	Customers can dispute an MB WAY transaction.	Chargebacks can't be filed for orders paid using Multibanco.
Maximum order amount	€5,000 EUR	€99,999 EUR

Cryptocurrency with Shopify Payments in Portugal

With Shopify Payments in Portugal, you can accept cryptocurrency payments in USD Coin (USDC). Learn more about accepting cryptocurrency payments.

Shopify Payments is only available for online selling in Portugal. You can't use Shopify Payments for in-person (POS) payment processing. To accept payments in person with Shopify POS, you must use an external card terminal with a third-party payment processor.