Customer payment methods with Shopify Payments in Germany
When you use Shopify Payments in Germany, you can accept customer payments with credit and debit cards, accelerated checkouts, local payment methods, and cryptocurrency. Review the available options to determine which payment methods to activate for your store. The payment processing rates that you're charged for customer card purchases with Shopify Payments depend on the subscription plan that you have for your Shopify account.
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Credit and debit cards with Shopify Payments in Germany
When you activate Shopify Payments, credit and debit card payments are automatically activated and no additional setup is required. You can accept payments from the following credit and debit card brands:
- American Express
- Maestro
- Mastercard
- UnionPay
- Visa
Accelerated checkouts with Shopify Payments in Germany
The following accelerated checkout payment methods are available with Shopify Payments in Germany:
Local payment methods with Shopify Payments in Germany
Businesses in Germany using Shopify Payments can accept payments online and in person with Shopify POS. To accept payments in person with Shopify POS, you can use either of the following options:
- A Shopify-supported card reader with Shopify Payments
- An external card terminal with a third-party payment processor
Local payment methods must be activated in the Payments section of your Shopify admin.
Local payment methods are displayed at checkout based on your customer's location, not your store's location. This means that you can accept payments from customers in different countries using their chosen local payment methods.
For example, if your store is located in Germany, you have iDEAL | Wero activated as a local payment method, and your customer is located in the Netherlands, then iDEAL | Wero is displayed as a payment option at checkout for that customer.
Review the following table to learn more about which payment methods you can activate and which countries your customers must be located in to use these options at checkout.
| Payment method | Customer location |
|---|---|
| Klarna | Austria, Belgium, Czechia, Denmark, Finland, France, Greece, Germany, Ireland, Italy, Netherlands, Norway, Poland, Portugal, Romania, Spain, Sweden, Switzerland, United Kingdom |
| Bancontact | Belgium |
| BLIK | Poland |
| iDEAL | Wero | Netherlands |
| MobilePay | Denmark, Finland |
| Przelewy24 | Poland |
| TWINT | Switzerland |
Additional eligibility requirements for specific local payment methods
Review additional eligibility requirements that apply to specific local payment methods:
- iDEAL | Wero: When using Shopify Payments for Germany you must process at least 100 orders with Shopify Payments before you can activate iDEAL | Wero. Learn more about the requirements when offering iDEAL | Wero as a local payment method.
- TWINT: Your customers must be located in Switzerland and paying in CHF. Learn more about the requirements for using TWINT with Shopify Payments.
Cryptocurrency with Shopify Payments in Germany
With Shopify Payments in Germany, you can accept cryptocurrency payments in USD Coin (USDC). Cryptocurrency payments are subject to regional availability and additional terms of service.