Customer payment methods with Shopify Payments in Finland
When you use Shopify Payments in Finland, you can accept payments with credit and debit cards, accelerated checkouts, local payment methods, and cryptocurrency. Review the available options to determine which customer payment methods to activate for your store. The payment processing rates that you're charged for customer card purchases with Shopify Payments depend on the subscription plan that you have for your Shopify account.
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Credit and debit cards with Shopify Payments in Finland
Businesses in Finland using Shopify Payments can accept payments online and in person with Shopify POS. To accept payments in person with Shopify POS, you can use either of the following options:
- A Shopify-supported card reader with Shopify Payments
- An external card terminal with a third-party payment processor
When you activate Shopify Payments, credit and debit card payments are automatically activated and no additional setup is required. You can accept payments from the following credit and debit card brands:
- American Express
- Maestro
- Mastercard
- UnionPay
- Visa
Accelerated checkouts with Shopify Payments in Finland
The following accelerated checkout payment methods are available with Shopify Payments in Finland:
Local payment methods with Shopify Payments in Finland
Local payment methods must be activated in the Payments section of your Shopify admin.
Local payment methods display at checkout based on your customer's location, not your store's location. This means that you can accept payments from customers in different countries using their chosen local payment methods.
For example, if your store is located in Finland, you have iDEAL | Wero activated as a local payment method, and your customer is located in the Netherlands, then iDEAL | Wero displays as a payment option at checkout for that customer.
The following table displays which payment methods you can activate and which countries your customers must be located in to use these options at checkout.
| Payment method | Customer location |
|---|---|
| Bancontact | Belgium |
| iDEAL | Wero | Netherlands |
| BLIK | Poland |
| Przelewy24 | Poland |
| Klarna | Austria, Belgium, Czechia, Denmark, Finland, France, Greece, Germany, Ireland, Italy, Netherlands, Norway, Poland, Portugal, Romania, Spain, Sweden, Switzerland, United Kingdom |
| MobilePay | Denmark, Finland |
| TWINT | Switzerland |
Additional eligibility requirements for specific local payment methods
Some local payment methods have additional eligibility requirements:
- MobilePay: Your customers must be located in Denmark or Finland and select DKK, EUR, NOK, or SEK. Learn more about the requirements when using MobilePay with Shopify Payments.
- TWINT: Your customers must be located in Switzerland and paying in CHF. Learn more about the requirements for using TWINT with Shopify Payments.
- iDEAL | Wero: When using Shopify Payments for Finland, you must process at least 100 orders with Shopify Payments before you can activate iDEAL | Wero. Learn more about the requirements when offering iDEAL | Wero as a local payment method.
Cryptocurrency with Shopify Payments in Finland
With Shopify Payments in Finland, you can accept cryptocurrency payments in USD Coin (USDC). Learn more about accepting cryptocurrency payments.