Customer payment methods with Shopify Payments in Canada
When you use Shopify Payments in Canada, you can accept customer payments with credit and debit cards, accelerated checkouts, and local payment methods. Review the available options to determine which payment methods to activate for your store. The payment processing rates that you're charged for customer card purchases with Shopify Payments depend on the subscription plan that you have for your Shopify account.
With Shopify Payments, you can manage your payment processing and order management systems directly from your Shopify admin. Shopify Payments protects your customers' data through fraud detection and encryption methods such as 3D Secure.
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Credit and debit cards with Shopify Payments in Canada
Businesses in Canada using Shopify Payments can accept payments online and in person with Shopify POS. To accept payments in person with Shopify POS, you can use either of the following options:
- A Shopify-supported card reader with Shopify Payments
- An external card terminal with a third-party payment processor
When you activate Shopify Payments, credit and debit card payments are automatically activated and no additional setup is required. You can accept payments from the following credit and debit card brands:
- Visa
- Mastercard
- American Express
- Discover
Businesses in Canada that use the Shopify POS can also accept Interac debit cards for both contactless tap and chip plus PIN entry methods using a compatible card reader. Accepting Discover automatically allows your customers to pay with UnionPay, and accepting American Express automatically allows your customers to pay with JCB.
Accelerated checkouts with Shopify Payments in Canada
The following accelerated checkout payment methods are available with Shopify Payments in Canada:
Local payment methods with Shopify Payments in Canada
Local payment methods must be activated in the Payments section of your Shopify admin.
Local payment methods are displayed at checkout based on your customer's location, not your store's location. This means that you can accept payments from customers in different countries using their chosen local payment methods.
For example, if your store is located in Canada, you have iDEAL | Wero activated as a local payment method, and your customer is located in the Netherlands, then iDEAL | Wero appears as a payment option at checkout for that customer.
Review the following table to learn more about which payment methods you can activate and which countries your customers must be located in to use these options at checkout.
| Payment method | Customer location |
|---|---|
| Bancontact | Belgium |
| iDEAL | Wero | Netherlands |
Additional eligibility requirements for specific local payment methods
You must have processed at least 100 orders with Shopify Payments before you can activate iDEAL | Wero. Learn more about the requirements when offering iDEAL | Wero as a local payment method.